Summary of our Loan Programs & Services

Commercial Real estate Loans Funded

· Maximum LTV: 70% to 85%

· Rate and Term: Dependent upon application, appraisal and borrower’s Fico score.

Eligible Property Types:

Office

Motels

Apartment buildings

Laundromats

Multi-Family

Funeral Homes

Hotels

Equipment Leasing

Warehouses

Convenience Stores

Car Washes

Project construction

Offshore projects

Shopping Centers

Mixed-Use

Churches

Land parcels

Gas Stations

Mini-Storage

Golf Courses

Land and Acreage Financing

LOAN AMOUNT $250,000 TO $20,000,000 MILLION-INCLUDING HARD MONEY

· Financing in most states.

· Land with no infrastructure maximum 33% LTV.

· Land with infrastructure up to 70% LTV.

· Lender will consider land development for projects on a case-by-case basis.

Hard Money Commercial

LOAN AMOUNT $250,000 TO $25,000,000 MILLION-THIS IS OUR SPECIALTY

· We have a group of private investors for these loans.

· Hard money on most commercial real estate with infrastructure on the land at an LTV between 65% to 70% depending upon revenue and exit strategy.

· Term: 12-24 months

· Repayment: Interest only

· Rate: 10% to 15%.

· Relatively quick turn-around on most loan request as long as you have all of the necessary documents available.

· Normally with a lower LTV, property value and appraisal will be the overriding factors and not the credit of the borrower.

· Higher LTV loan request and the borrower’s credit history will become more of a factor. We will require an exclusive loan processing agreement-normally with no upfront fees.

Credit Risk Management Consulting

Do you understand your company's credit risk exposure during these volatile times? Have you thought about your exposure to your current vendors supplying critical services, how good is that bank behind that Letter of Credit you've just accepted as collateral, do you monitoring the credit risk of all of your counterparties you do business with, how much of your margin and trading balances are exposed to firms with questionable financials, do those bonds contain any sub-prime holdings, is your bank doing OK or are they struggling with asset quality issues, which way are interest rates headed, when is the last time you reviewed your credit scoring model's assumptions.....these are just a few of things you need to manage. Let my 17 years of credit risk management experience help you as we begin to enter the next economic slowdown.

(Currently on a long-term assignment)

Program availability subject to change without notice. Lender underwriting applies to all loan requests.

Have a question? Please give us a call at (847) 574-8104

LOAN AMOUNTS $250,000 TO $50,000,000 MILLION - INCLUDING HARD MONEY